Trusted By:
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Citizens
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SUBSCRIPTION MAGIC IN YOUR BANK APP

Upgrade your digital banking experience with a cutting edge tool for customers to track, manage, and cancel subscriptions
Find hidden subscriptions
Our algorithm finds 80% more recurring bills than other solutions to give your customers the fullest picture of their spend.
1-Click cancellation
Customers can easily cancel unwanted subscriptions with a single click for over 100+ merchants plus guided flows for thousands more!
Switch bills fast
Increase spend by helping customers switch their bills over (both card and ACH) with our 1-click switching tool.
Alerts that matter
Save your customers money by alerting them of renewal dates, free trial deadlines, price increases, and savings offers.

WIN PRIMACY

Pinwheel customers have achieved results including:

+
32
%
Direct Deposit Enrollment
-
65
%
Time to 1st Deposit
+
14
%
Lifetime Value

Save customers money while you make more

Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.

Personalize offers with better data

Our transactions dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.

Generate new revenue

Pair Bill Navigator with a premium checking product to generate a new subscription revenue stream.

Increase customer engagement

Subscription management brings your customers back to your banking app more frequently which gives you more opportunities to grow the relationship.

Reduce churn and prevent deposit flight

Stop customers from seeking bill management solutions elsewhere and risk them being upsold other financial products by another provider (e.g. credit cards or mortgages).

Save customers money while you make more

Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.

Personalize offers with better data

Our transactions dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.

Generate new revenue

Pair Bill Navigator with a premium checking product to generate a new subscription revenue stream.

Increase customer engagement

Subscription management brings your customers back to your banking app more frequently which gives you more opportunities to grow the relationship.

Reduce churn and prevent deposit flight

Stop customers from seeking bill management solutions elsewhere and risk them being upsold other financial products by another provider (e.g. credit cards or mortgages).

UNLOCK LIFETIME VALUE

Real-time income connectivity enables a more personalized experience, driving primacy and profitability

Instant Insights

Personalize account opening and reduce fraud with I-9 verification.

I-9 verification returned
PreMatch identifies payroll records based on customer profile data
Pre-qualify customers for personalized offers

Drive Direct Deposit

Accelerate intent and achieve the industry's best conversion rates with Pinwheel Prime’s intelligent waterfall.

Instant analysis of variables across provider eligibility, payroll scenario, device and credentials
Personalized, two-click switch
Identification of the optimal switching experience per user

Increase LTV

Direct deposit switch is just the beginning when you are connected to the core.

Monitor income growth
Receive alerts for changes to direct deposit allocations
Improve lifecycle decisioning with real-time income connectivity
“70% of consumers say they would be more likely to switch banks if they could digitally transfer their direct deposit in seconds.”
Savanta Research
February 2024

INDUSTRY LEADING CONVERSION

100% Credential-less Deposit Switch

See what's possible with first-of-its-kind income connectivity at account opening.

Open account
Payroll record
Matched
Identity
Verified
I-9
Verified
Income
YTD earnings confirmed
Customer Value
High
Full pay check switched
$3,200
Incentive eligible
$250
Mortgage payment detected
$4,326

INSIGHTS THAT MATTER

Helping you achieve and defend primacy is our only goal. Together we’ll design custom, actionable insights that increase the effectiveness of your engagement programs.

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Primacy Assessment

Our team of experts will work collaboratively with you to assess your current capabilities and build a roadmap to help you meet your goals for customer growth and engagement.

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Share of Income

Pinwheel solves the income gap, giving you first-of-its-kind income insights to power your primacy campaigns.

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Primacy Score

Understand your position in each customer's financial stack with Pinwheel's proprietary Primacy Score.

Lifecycle Personalization

Use real-time income insights to enable next generation offer personalization wherever your customers need you the most.

Banking transformed white paper

THE POWER OF PRIMACY IN RETAIL BANKING

Explore our latest white paper to understand common challenges in the retail banking industry as we battle for customer growth and loyalty.