Bill switching drives growth

way consumers reported choosing their primary bank is by where they pay most of their bills

63%

of consumers avoid switching banks because transferring automatic payments is a hassle

way consumers reported choosing their primary bank is by where they pay most of their bills

63%

of consumers avoid switching banks because transferring automatic payments is a hassle

BILL NAVIGATOR

HOW IT WORKS

Deliver a premium user experience and secure primacy with Pinwheel Bill Navigator.

ENABLE 1-CLICK BILL SWITCHING

Deliver a premium user experience and secure primacy with Pinwheel Bill Switch.

ENABLE ONE CLICK BILL SWITCHING

Deliver a premium user experience and secure primacy with Pinwheel Bill Switch.

Detect recurring bills

Make switching easy by presenting customers a consolidated view of their recurring bills during account onboarding. Our detection algorithm delivers 80% better matching accuracy than competitive services.

Enable frictionless switching

Delight customers with an easy way to transfer recurring ACH and card-on-file payments to their new account.

Grow lifetime value

Incentivize customers to move their bills to your bank by offering a premium solution that simplifies their financial lives.

Make bills manageable

Help consumers save money by gaining control of their recurring payments with the industry's leading subscription management solution, Bill Navigator.

The industry's only holistic bill management solution:

Instant detection of recurring payments

Frictionless switching for bills paid both through card and ACH

Visibility into upcoming payment due dates to avoid account overdraft

Ongoing management of existing and new recurring payments over time

MARKET LEADING COVERAGE

100

Direct merchant integrations for 1-click switching

Difference in accuracy of our transaction detection algorithm vs. comparable market solutions

150,000

Merchants are accurately tagged and monitored by Pinwheel

Security at Pinwheel

Pinwheel's security program meets or exceeds industry standards. With multiple controls in place, we ensure your personal information remains safe. Plus, we're the only API provider with a Chief Information Security Officer (CISO).

Earned wage access (EWA) has helped consumer finance companies to become the primary financial account by leveraging a powerful incentive. Download this guide to learn the basics of EWA, along with best practices for implementation, risk reduction, and data accuracy.