Bill switching drives growth
#1
way consumers describe their primary bank is “where I pay most of my bills”
63%
avoid switching banks because transferring automatic payments is a hassle
#1
way consumers describe their primary bank is “where I pay most of my bills”
63%
avoid switching banks because transferring automatic payments is a hassle
Enable 1-click bill switching
Deliver a premium user experience and secure primacy with Pinwheel Bill Switch.
Enable 1-click bill switching
Deliver a premium user experience and secure primacy with Pinwheel Bill Switch.
Detect bills with the best-in-class algorithm
Present a consolidated view of customers’ recurring bills with 80% more accuracy than competitive services.
Instantly swap ACH payment instructions
Capture customers’ largest and most important bills at account opening.
Easily switch card-on-file
Delight customers with 1-click switching for the 100+ most common merchants and guided switching for 150K+ more.
Secure primacy
Bill capture is only half the battle. Ensure you receive customers’ direct deposits so they don’t miss a payment with Pinwheel PreMatch.
The industry's only holistic bill management solution:
Instant detection of recurring payments
Frictionless switching for bills paid both through card and ACH
Visibility into upcoming payment due dates to avoid account overdraft
Ongoing management of existing and new recurring payments over time
Market leading coverage
100
+
Direct merchant integrations for 1-click switching
80
%
+
Difference in accuracy of our transaction detection algorithm vs. comparable market solutions
150,000
+
Merchants are accurately tagged and monitored by Pinwheel
Security at Pinwheel
Pinwheel's security program meets or exceeds industry standards. With multiple controls in place, we ensure your personal information remains safe. Plus, we're the only API provider with a Chief Information Security Officer (CISO).
Earned wage access (EWA) has helped consumer finance companies to become the primary financial account by leveraging a powerful incentive. Download this guide to learn the basics of EWA, along with best practices for implementation, risk reduction, and data accuracy.
Read more about Pinwheel’s dedication to security ➔
Primacy in personal banking: A moving target
Learn about changes to consumer behavior that have affected financial institutions' ability to achieve and defend primacy.
Getting started is easy
Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.