Subscription magic in your bank app

Turbocharge engagement with market-leading money saving features your customers need.

Customers are demanding subscription management from their banks

75%

of consumers want in-app subscription management from their banking provider

$600

is the average amount wasted annually on unused subscriptions

50%

of Millennials & Gen Zs would switch banks to get subscription management

75%

of consumers want in-app subscription management from their banking provider

$600

is the average amount wasted annually on unused subscriptions

50%

of Millennials & Gen Z would switch banks to get subscription management

Cutting-edge subscription management

Lead the pack with a digital experience that helps customers track, manage, and cancel subscriptions
Detect bills with the best-in-class algorithm
Present a consolidated view of customers’ recurring bills with 80% more accuracy than competitive services.
Switch bills fast
Help customers cut ties with their legacy bank with 1 click ACH payment and card-on-file switching.
Cancel unwanted bills with 1-click
Support customers with  1-click cancellation for the 100+ most common merchants, and guided cancellations for 150K+ more.
Save money with alerts that matter
Improve  customers’ financial lives by alerting them of renewal dates, free trial deadlines, price increases and savings opportunities.

The industry's only holistic bill management solution:

Instant detection of recurring payments
checkmark icon
Frictionless switching for bills paid both through card and ACH
checkmark icon
Visibility into upcoming payment due dates to avoid account overdraft
checkmark icon
Ongoing management of existing and new recurring payments over time
checkmark icon

Save customers money while you make more

Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.

Generate new revenue

Pair Bill Navigator with a premium checking product to achieve market-leading upgrade rates.

Increase customer engagement

Grow your relationship by bringing your customers back to your banking app more frequently.

Improve cross sell opportunities

Our dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.

Reduce churn and prevent deposit flight

Leverage our external transaction data to reduce the risk of a competitor selling your customers a financial product that meets their evolving needs.

Save customers money while you make more

Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.

Generate new revenue

Pair Bill Navigator with a premium checking product to achieve market-leading upgrade rates.

Increase customer engagement

Grow your relationship by bringing your customers back to your banking app more frequently.

Improve cross sell opportunities

Our dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.

Prevent churn & deposit flight

Leverage our external transaction data to reduce the risk of a competitor selling your customers a financial product that meets their evolving needs.

Market leading coverage

100
+
Direct merchant integrations for 1-click switching and cancellation services
80
%
+
Difference in accuracy of our transaction detection algorithm vs. comparable market solutions
150,000
+
Merchants are accurately tagged and monitored by Bill Navigator

Security at Pinwheel

Pinwheel's security program meets or exceeds industry standards. With multiple controls in place, we ensure your personal information remains safe. Plus, we're the only API provider with a Chief Information Security Officer (CISO).

Earned wage access (EWA) has helped consumer finance companies to become the primary financial account by leveraging a powerful incentive. Download this guide to learn the basics of EWA, along with best practices for implementation, risk reduction, and data accuracy.

Read more about Pinwheel’s dedication to  security   ➔

Primacy in personal banking: A moving target

Learn about changes to consumer behavior that have affected financial institutions' ability to achieve and defend primacy.
Getting started is easy

Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.