Subscription magic in your bank app

Bill Navigator helps banks, credit unions, and fintechs save their customers money and grow primacy through embedded subscription management.

Customers are demanding subscription management from their banks

75%

of consumers want in-app subscription management from their banking provider

$600

is the average amount wasted annually on unused subscriptions

50%

of Millennials & Gen Z would switch banks to get subscription management

75%

of consumers want in-app subscription management from their banking provider

$600

is the average amount wasted annually on unused subscriptions

50%

of Millennials & Gen Z would switch banks to get subscription management

LEAD THE PACK

Win primacy with a cutting edge digital experience that helps customers track, manage, and cancel subscriptions.
Find hidden subscriptions
Our algorithm finds 80% more recurring bills than other solutions to give your customers the fullest picture of their spend.
1-Click cancellation
Customers can easily cancel unwanted subscriptions with a single click for over 100+ merchants plus guided flows for thousands more!
Switch bills fast
Increase spend by helping customers switch their bills over (both card and ACH) with our 1-click switching tool.
Alerts that matter
Save your customers money by alerting them of renewal dates, free trial deadlines, price increases, and savings offers.

The industry's only holistic bill management solution:

Instant detection of recurring payments
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Frictionless switching for bills paid both through card and ACH
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Visibility into upcoming payment due dates to avoid account overdraft
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Ongoing management of existing and new recurring payments over time
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Save customers money while you make more

Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.

Personalize offers with better data

Our transactions dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.

Generate new revenue

Pair Bill Navigator with a premium checking product to generate a new subscription revenue stream.

Increase customer engagement

Subscription management brings your customers back to your banking app more frequently which gives you more opportunities to grow the relationship.

Reduce churn and prevent deposit flight

Stop customers from seeking bill management solutions elsewhere and risk them being upsold other financial products by another provider (e.g. credit cards or mortgages).

Save customers money while you make more

Bill Navigator saves customers money on their bills while enabling new revenue opportunities for your bank.

Personalize offers with better data

Our transactions dashboard will help identify where your customers have existing credit products outside your bank so you can tailor specific offers to bring those in-house.

Generate new revenue

Pair Bill Navigator with a premium checking product to generate a new subscription revenue stream.

Increase customer engagement

Subscription management brings your customers back to your banking app more frequently which gives you more opportunities to grow the relationship.

Reduce churn and prevent deposit flight

Stop customers from seeking bill management solutions elsewhere and risk them being upsold other financial products by another provider (e.g. credit cards or mortgages).

MARKET LEADING COVERAGE

100
+
Direct merchant integrations for 1-click switching and cancellation services
80
%
+
Difference in accuracy of our transaction detection algorithm vs. comparable market solutions
150,000
+
Merchants are accurately tagged and monitored by Bill Navigator

Security at Pinwheel

Pinwheel's security program meets or exceeds industry standards. With multiple controls in place, we ensure your personal information remains safe. Plus, we're the only API provider with a Chief Information Security Officer (CISO).

Earned wage access (EWA) has helped consumer finance companies to become the primary financial account by leveraging a powerful incentive. Download this guide to learn the basics of EWA, along with best practices for implementation, risk reduction, and data accuracy.

Read more about Pinwheel’s dedication to  security   ➔

PRIMACY IN PERSONALIZED BANKING: A moving target

Learn about changes to consumer behavior that have affected financial institutions' ability to achieve and defend primacy.
GETTING STARTED IS EASY

Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.