See PreMatch
in action

2X

deposit switch conversion improvement with PreMatch

Eligibility passed with account profile - no PII entry
Instantly identified payroll - no searching                          
Switch authorized by MFA  - no payroll credentials  

See PreMatch in action

2X

deposit switch conversion improvement with PreMatch

Eligibility passed with account profile - no PII entry
Instantly identified payroll - no searching                          
Switch authorized by MFA  - no payroll credentials  

By integrating with Pinwheel, we are ensuring our users have the best possible experience when managing their direct deposits and finances.

Dee Choubey,
CEO & Co-Founder, MoneyLion

How PreMatch works

100% Credential-less Deposit Switch

See what's possible with first-of-its-kind income connectivity at account opening.

Open account
Payroll record
Matched
Identity
Verified
I-9
Verified
Income
YTD earnings confirmed
Customer Value
High
Full pay check switched
$3,200
Incentive eligible
$250
Mortgage payment detected
$4,326

The differentiation in the Pinwheel experience made possible by the direct connections with payroll providers puts them in a class of their own for performance.

Gene Fichtenholz,
Meriwest Head of Digital Strategy and Engagement

The differentiation in the Pinwheel experience made possible by the direct connections with payroll providers puts them in a class of their own for performance.

Gene Fichtenholz,
Meriwest Head of Digital Strategy and Engagement

Results that speak for themselves

EECU conversion rate improves by over 50% with PreMatch

EECU implemented Pinwheel Deposit Switch with PreMatch in just 3 weeks and saw an immediate impact on conversion after switching to Pinwheel.

PreMatch is the next generation deposit switch

Instant payroll record identification using existing bank account information
Automatic login authorized with user-provided MFA
Industry leading coverage, including exclusive partnerships with prominent payroll providers
Proprietary conversion algorithm delivering the industry's best performance rates

Pinwheel PreMatch

Payroll provider search required
Payroll provider search required
~50M Americans
Delivers 30% more switches in head-to-head tests

Atomic CoAuth

Payroll provider search required
PII entry required to login without credentials
~28M Americans
Delivers 30% more switches in head-to-head tests

After a competitive selection, we partnered with Pinwheel to bring this groundbreaking feature to our members. PreMatch delivers a frictionless experience, making direct deposit enrollment seamless and effortless.

John T. Decelle,
President & CEO, Nassau Financial
Getting started is easy

Let’s talk about how Pinwheel can deliver game-changing results for your acquisition funnel.