From payday to payback. Instantly.
Capture repayment straight from paychecks with the industry's top performing direct deposit switch solution.
Capture repayment straight from paychecks with the industry's top performing direct deposit switch solution.
Borrowers set up in minutes and payments flow automatically from each paycheck, cutting risk for lenders and stress for borrowers.
Borrowers set up in minutes and payments flow automatically from each paycheck, cutting risk for lenders and stress for borrowers.
higher deposit conversion than any competitive solution
By integrating with Pinwheel, we are ensuring our users have the best possible experience when managing their direct deposits and finances.
direct deposit connectivity conversion
Pinwheel has been instrumental in enabling our pay-by-paycheck model to scale. Their technology gives us the real-time payroll connectivity we need to confirm paycheck routing and verify employment—all without burdening the customer.
Enabled by industry-leading coverage & exclusive partnerships with prominent payroll providers - our suite of products makes a best-in-class Pay by Paycheck program easy to deploy.
Reduce risk of fraud and eliminate manual errors at loan approval with real-time, source of truth payroll provider data.
Prevent delinquencies before they happen with real-time monitoring of changes to income, employment status, or deposit allocation.
Enabled by industry-leading coverage & exclusive partnerships with prominent payroll providers - our suite of products makes a best-in-class Pay by Paycheck program easy to deploy.
Reduce risk of fraud and eliminate manual errors at loan approval with real-time, source of truth payroll provider data.
Prevent delinquencies before they happen with real-time monitoring of changes to income, employment status, or deposit allocation.
Lower default risk by aligning repayment with payday.
Reduce costs by eliminating operational overhead, ACH fees, and costly authentication expenses.
Deliver an optimal borrower experience with industry-leading performance and coverage.
Access lower rates and avoid late fees through consistent, on-time repayment with Pay by Paycheck.
Automatic, paycheck-aligned payments reduce stress and give clearer visibility into discretionary income.
Benefit from programs that report on-time payments to credit bureaus.
Lower default risk by aligning repayment with payday.
Reduce costs by eliminating operational overhead, ACH fees, and costly authentication expenses.
Deliver an optimal borrower experience with industry-leading performance and coverage.
Lower default risk by aligning repayment with payday.
Reduce costs by eliminating operational overhead, ACH fees, and costly authentication expenses.
Deliver an optimal borrower experience with industry-leading performance and coverage.
Discover how Pay by Paycheck makes borrowing easier while ensuring reliable, automatic repayment.